Have Questions?

Is Now the Right Time to Refinance? Refy tracks the market so you don't have to.

Get notified when it's time to refinance - based on your actual loan and savings goals.

The app is launching soon. Be the first to try it.

How the Refy Alert System Works (So You Don’t Have to)

Refy isn’t just another rate tracker. It’s a smart alert system built to cut through the noise and tell you exactly when refinancing actually benefits you. No guesswork. No fluff. Just clear, data-backed alerts based on your real loan and goals.

24/7 Rate Monitoring: We track market rates around the clock and alert you when the timing lines up with your goals.

Goal-Based Alerts: Set your monthly savings target, and we’ll only notify you when it’s actually doable.

What Makes Refy Smarter

Than the Rest?

We don’t just track interest rates—we tailor alerts to you

and your financial goals.

We don’t just track interest rates—we tailor alerts to you and your financial goals.

Personalized Refi Alerts

Only get notified when refinancing truly makes sense—based on your current loan, rate, and monthly savings goal.

Real-Time Market Tracking

We monitor interest rates 24/7 and send you alerts the moment conditions are in your favor.

Goal-Based Savings

Tell us how much you want to save per month, and we’ll let you know when it’s actually possible.

Simple Setup

Joining the waitlist takes seconds—no credit checks, no paperwork, and absolutely no pressure.

Smart Prioritization

Share a few extra details and move up the list for early access and more personalized alerts.

Privacy-First Design

Your data is safe with us. We never sell or share your info, and you stay in full control.

Our Users Refinance Smarter—And Save Sooner

Even as rates fluctuate, Refy’s personalized alert system ensures our users never miss a savings opportunity. By analyzing market trends alongside each user’s unique loan and savings goals, we help homeowners act at the right time—not just any time.

In early testing, users who followed our alerts reached their savings targets up to 3x faster than those tracking the market on their own.

We Track the Rates. You Keep the Savings.

We’re redefining the refinance journey—making it clear, data-driven, and actually helpful. With Refy, you don’t need to be a financial expert to make a smart move. Just plug in your info and let us do the tracking, calculating, and alerting—so you’re always one step ahead.

Fast, Frictionless Signup: Join the waitlist in seconds—no long forms or financial documents required.

Helpful, Not Push: No spammy sales calls. Just smart alerts when refinancing truly benefits you.

Built-In Intelligence: Refy matches real-time market data with your loan and goals—for alerts that actually mean something.

What Homeowners Are Saying

About Refy

What Homeowners Are Saying About Refy

Real stories from early users who stopped guessing

—and started saving.

Real stories from early users who stopped guessing —and started saving.

“I didn’t think refinancing was worth the hassle—Refy showed me I could save over $200/month. That was the push I needed.”

Sarah M.

First-Time Homeowner

“Rates had dropped, but I wasn’t sure if it made sense for my loan. Refy’s alert was clear and timely—I’m now saving $180 every month.”

Jason L.

Teacher & Homeowner in Ohio

“I joined the waitlist, filled in my info, and within weeks I had a personalized alert. That one email saved me thousands.”

Derek S.

Freelance Designer

“Honestly, I forgot I even signed up. Then Refy emailed me when the numbers made sense. I refinanced two weeks later.”

Chris P.

Dad of Two & Homeowner

Got Questions? We’ve Got You Covered

Here are some quick answers to things homeowners usually ask about Refy.

How does Refy know when it’s time for me to refinance?

We track real-time interest rates and compare them to your current loan details and savings goal to alert you when refinancing could be beneficial.

Do I need to provide my full mortgage info to get alerts?

Nope! Just your email gets you on the waitlist. You can share more details later for personalized alerts, but it’s totally optional.

Will signing up impact my credit score?

Not at all. We don’t run credit checks or require any sensitive info to join the waitlist or receive alerts.

Is this a loan company or a lender?

No—Refy doesn’t issue loans. We simply help you track refinance opportunities and give you the info you need to take the next step confidently.

How much does Refy cost?

Nothing! Joining the waitlist and receiving alerts is completely free.